Financial Policies
Please bring all your current health insurance cards with you to your appointment.
If you have health coverage:
We are providers for BCBS, United Healthcare, Principal, State Health Benefit Plan, Medicare, Medicaid and many other major insurance carriers and Networks. As a courtesy to our patients we file all primary and secondary insurance claims. If you are unsure if we participate in your insurance plan or network, please feel free to contact us before your appointment as out-of-network benefits may apply. It is important that you provide us with current and accurate information about your insurance coverage. Incorrect information will delay processing your claim and may require the entire balance be transferred to you, the patient.
In accordance with Federal Law, we cannot write off deductibles and co-pays. Your Insurance Carrier requires us to collect applicable co-pays and deductibles at the time of service. Therefore, you will need to pay all applicable co-pays and deductibles at your initial and subsequent office visits. Once your insurance has processed your claims, if there is any remaining patient balance due, you will receive 1 statement. Payment in full will be expected within 30 days. All unpaid patient balance due accounts are transferred to a collection agency for further collection actions after 30 days.
If you have been injured at work:
If you have had an injury on the job your employer should provide a form to you or may fax it directly to us at (912) 427-6029 that includes their Worker’s Compensation Insurance Information and their authorization for treatment. We must have this signed authorization prior to you being seen.
If you have been injured in an auto accident:
We DO NOT file motor vehicle accident claims. Payment is expected IN FULL at each office visit and prior to any procedures being performed. Our initial exam and x-rays is estimated at $350. If surgery is required, you will be expected to pay the estimated cost prior to the surgery being scheduled. We will be glad to provide you with any documents you need to file your claim.
If you do not have health coverage:
Your initial office visit charge and any other service provided to you must be paid at the time of service. Because we do not know in advance all the treatment options your condition will require, we have estimated that the initial office visit will cost approximately $138. If x-rays are done, the cost is approximately $100-200. Therefore, we ask that you bring $350 with you on your initial visit. We will require that you pay the $350 prior to being seen. Should your initial visit cost less than this amount, we will promptly refund that portion of your advance payment to you before you leave. Please be aware that Injections, Fracture Treatments, Casts, Braces and Supplies may generate additional charges. These charges will be discussed with you prior to the treatment and payment in full will be expected at the time of service.